I wonder if they'll provide X.509 certificates for individuals. While many people use them (and some use PGP/GPG) the big issue for so many is convenience. In companies that use a directory server, it's a simple matter to get the certificates for anyone else in the company, making it real easy to send encrypted email. Otherwise, you have to arrange for certs on your own and then send a signed message, so that the other person can send you an encrypted email. Of course, many people haven't even heard of email encryption. A few years ago, CIBC was offering X.509 certificates for customers, but I believe they could only be used for banking business, such as applying for loans etc. I don't know if they're still doing it. What we need for encrypted email to really take off is a server where you can automatically find anyone's public certificate, when you send an email, just as can be done with directory servers. BTW, my first experience with this was at IBM, 20 years ago, when the Lotus Notes servers supplied the certificates to anyone sending email. Previously, I had experimented with PGP, as others at the OS/2 users group had, but never really used it for much. http://www.itworldcanada.com/article/big-banks-and-telcos-backing-supercluster-bid-trying-to-revamp-identification-system/396894?sub=&utm_source=146611&utm_medium=dailyitwire&utm_campaign=enews&scid=25500026-e051-fb59-fe14-4e601d1fadd4