You may want to check this with a lawyer but one solution would be to run all your work through an incorporated business that has no real assets.

That way your personally protected and the company has nothing worth suing for.

Nobody is going to sue a company that does not have enough assets to pay for the lawyer fees.

Having a big fat insurance company backing you will make you a huge target for legal action.


On 09/01/2016 03:52 PM, Dave Cramer via talk wrote:
Is there a group one can join to get liability and Errors & Ommissions insurance? as an individual the rates are egregious compared to group rates.

Dave Cramer


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Alvin Starr                   ||   voice: (905)513-7688
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