On Fri, 2026/01/30 04:44:57PM -0500, Don Tai via Talk <talk@lists.gtalug.org> wrote:
| credit card companies have a nasty habit of auto-increasing our limits, by
| a lot. It is in their best interest to provide you with the max limit
| possible. They can do this without asking you.

Not in Canada: "6.(1) An institution may not increase the credit limit
on a borrower’s credit card account without first obtaining the
borrower’s express consent to do so."
https://www.canada.ca/en/financial-consumer-agency/services/industry/commissioner-guidance/guidance-5.html

(This is perhaps a little off-topic ...)

Cheers

John