On Thu, 2016-09-01 at 16:12 -0400, Ian Garmaise via talk wrote:
[ ... ]
> Errors and Omissions is trickier, as I understand it, as it depends on
> your experience level, etc..  One consulting firm
> I know of pays about  $3000 a year for that kind of coverage.
> I haven't purchased either type of insurance yet.

I had it once upon a time when a client required it.  My insurance
broker found something, and it cost 5% of gross billings.  I was lucky
then that my client billings covered that comfortably, so I didn't look
around for group coverage.

        Mel.